Tampa Hurricane Property Damage Lawyer
If you’ve lived in Florida for any length of time, you know the Sunshine State is not always sunny. Unfortunately, it is very possible that you’ve had a close brush with a hurricane, or your area has suffered a direct hit.
We know the nightmare of trying to put your life back together might take a long time. It can be hard to know where to turn when your home or property has been damaged or destroyed and the last thing you need at this point is trouble from your insurance company. But don’t worry, you have options.
Westchase Law P.A. can guide you through the insurance claim process and make sure you get the compensation you need and deserve. Hurricane victims who don’t get legal representation don’t always recover the full value of their claims. The Tampa hurricane property damage lawyers Westchase Law P.A. will ensure that you are treated fairly and obtain the money you need to repair your home.
Tips for Filing a Property Damage Claim after a Hurricane
The claims filing process can be extremely technical. Insurers will be looking for any mistakes that will allow them to deny, devalue, or delay your claim. That’s why it is important to get help from experienced insurance claim attorneys. So, before you call your insurance company, call Westchase Law, P.A..
When filing a property damage claim it is extremely important to prevent any further damage from taking place. That means putting a tarp over any damaged areas of your roof, and covering any windows you may have lost. There’s a very good chance that your insurance policy already obliges you to do these temporary measures. Your policy will also detail the necessary steps for filing a claim after a hurricane damages your house or property.
The first thing you should do is document any damage caused by the storm. Take photographs and/or videos of the property and make a list of all damaged items. If you have photos of your property prior to the storm, you can compare those photos to the ones taken now. Also, remember to notify your insurance company that your property has been damaged by a hurricane as soon as possible, you can even ask if the insurer will cover your temporary housing costs in case your home is uninhabitable. It’s important to Keep a record of every conversation with insurance representatives. You should take notes of the day and time of the conversation, the name of the person you spoke with, and any monetary amounts mentioned.
After an insurance claim is submitted, your insurer will send an adjuster to assess the damage to your property. It is extremely important that you’re at home when the adjuster arrives. Do not discard damaged items until an adjuster has inspected them, as he will be the one to create a report for the insurance company detailing the extension of the damage and its costs.
We know this process is not quick and due to the high number of claims being filed after a hurricane, you should be prepared for delays from your insurance company and even for it to be uncooperative. Don’t worry, at Westchase Law, P.A. we are prepared to assist you through every single step, creating fewer obstacles for you and giving your insurance company very little room to delay or deny your claim.
Knowing When to File an Insurance Claim
Having an experienced storm damage insurance lawyer can help you move the claims process along toward a prompt and fair resolution and our team of experienced and dedicated attorneys at Westchase Law P.A. are ready to help you.
Your insurance policy should specify the exact time limits for filing a claim after your property is damaged or destroyed. If you file a claim under your homeowner’s insurance policy, your insurer must provide you with a Homeowner’s Claims Bill of Rights within 14 days after you notify it of your property damage. This document will inform you of the time frames the insurer must follow in its communications, investigations, and processing of your claim.
Keep in mind: Insurance policies are contracts. If the insurance company denies or undervalues your claim, it may incur in breach of contract. Florida has a five-year statute of limitations for breach of contract cases. At Westchase Law, P.A., our highly experience insurance claim attorneys will make sure that every step of your claim process is up to date and will help you maximize your property damage claim and secure an agreement that meets your needs.
How We Can Help You
Insurance companies are currently flooded with property damage claims from the storm, and even if you have property or homeowner’s insurance it might not be easy to get the money you deserve from your insurer as they will look for every way possible to deny claims and preserve their bottom lines.
Westchase Law P.A. offers a high-quality representation from experienced and dedicated Tampa hurricane damage claim lawyers to help you navigate the claims process and get the compensation you deserve. We work with experts to help us value your losses and strengthen your claim and we’ll handle all communications with your insurance company, so you don’t have to stress about any part of the process. If the insurance company refuses to cooperate and downplays your loss, you can count on us to take your case to court.
At Westchase Law P.A. we’ll help you level the playing field. We will make sure your claim is taken seriously and you’re treated fairly and we’ll always be ready to answer any questions you may have during the process.
Contact Westchase Law Today
Have you suffered property damage after a hurricane? You’re not alone. At Westchase Law we’ll show you all the options you have for obtaining money to repair your home or replace your property. Our specialized hurricane property damage attorneys can help you understand your rights and ensure you get the financial help you need to move forward during this difficult time.
Westchase Law P.A. can guide you through the process of filing an insurance claim. While we can’t bring back all that a hurricane has taken from you, we can help you maximize your property damage claim and secure an agreement that meets your needs. Contact our experienced Tampa hurricane property damage lawyers today by calling (813) 490-5211.