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Tampa Foreclosure Attorney—Foreclosure Defense

Legal assistance to help you keep your home

There’s no denying it—job losses, a challenging credit environment and the depressed housing market are causing major disruptions for homeowners. Like all too many people, you may be at risk of losing your home in the Tampa area to foreclosure. As a leader in providing effective Tampa, Florida foreclosure defense, attorney Todd Marks at Westchase Law, P.A. sets out to create effective and affordable options for homeowners facing mortgage difficulties. Our first and favored goal is to help you avoid foreclosure and obtain a monthly mortgage payment that you can handle comfortably. Our experience in these matters tells us that you are far more likely to get such a favorable outcome if we work with your lender before the situation becomes untenable. We can advise and assist you in taking the initial steps that may help you avoid foreclosure:

  • Explain your situation
  • Provide financial information
  • Do not abandon the property
  • Seek credit counseling

Unfortunately, there are many times when Tampa, FL foreclosures cannot be averted. But even once a foreclosure has been initiated, there are numerous ways we can help you fight for the best available outcome to this challenging problem:

  • Negotiate with your lender
  • Analyze the terms and conditions of your mortgage
  • Assess your overall financial condition
  • Fight cases of predatory lending
  • Advise on short sales and other options
  • Defend your interests in court, if necessary

We base our strategies on understanding of consumer credit laws, newly created federal programs, credit bureau tactics, and persistence on behalf of our clients.

Homeowner alternatives to Tampa, Florida foreclosures

We stand ready to advise you on the alternative solution that best fits your situation:

  • Declaratory relief
  • Deed in lieu of foreclosure
  • Equitable redemption
  • Hard money second
  • Mortgage modification
  • Partial claim payment
  • Foreclosure sale
  • Reinstatement of defaulted mortgage
  • Refinancing
  • Short sale
  • Soft second loan
  • Special forbearance
  • Waiver of deficiency
  • Walk away from the transaction

If your mortgage debt is partially forgiven, you may be asked to pay income tax on that amount. We can help you properly complete IRS form 1099-C to minimize the tax you will have to pay.

Get help from a knowledgeable Tampa foreclosure attorney

For effective, professional advice and assistance when your home is threatened by foreclosure, you need an experienced foreclosure lawyer in Tampa, FL who is knowledgeable about the provisions of the law and skilled at devising plans to extricate you from the situation—and who genuinely wants to help. Do not delay—it could cost you your home. Contact Tampa foreclosure lawyer Todd Marks today at Westchase Law, P.A., a private law firm.

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Our Office
  • Tampa Office
    12029 Whitmarsh Lane
    Tampa, Florida 33626
    Phone: 813-490-5211
    Fax: 813-463-0187
  • Lutz Office
    19029 N. Dale Mabry Highway
    Lutz, Florida 33548
    Phone: 813-490-5211
    Fax: 813-463-0187
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